Financial Spam

There are various definitions of "spam" or "unsolicited commercial e-mail" some enshrined in law which allow promoters of UCE to claim that their junk mail is not "spam." As a principle, UCE is wrong. It drains the victim's bandwidth and storage and leads to a direct cost. It also leads to an indirect cost for the victim as he struggles to contain the tide of UCE / spam. So, in the real world, there is only one definition that matters: did I give this individual organisation authority to send me advertisements. If not, then it's spam. If they want to attract the attention of random potential customers, that is what advertising is for. NOTE: not all spams are scams.

Financial Spam: Falcon International - Malaysia

5. April 2012

A Labuan registered company is promoting its services within mainland Malaysia by unsolicited commercial e-mail using an e-mailing service.

Financial Spam: UK "gift cards" - Love2rewards

28. March 2012

The subject line of this message relates to "storage and packing requirements" and part of the message does relate to that. But mostly, it's really selling pre-paid payment cards (so-called "gift cards" and other financial services.

Financial spam: "J Square"

27. March 2012

It is uncertain whether this is a spam or a scam. The "sent address" appears to be faked.

Financial Spam: The Clever Zone, UK / Halifax

4. January 2012

The following spam has been received promoting credit card services from UK financial services provider Halifax.

Financial Spam: unknown lender

12. December 2011

From GREAT LOAN ALERT greatconsulttants@gmail.com

Subject: blank

Body : see below

Financial Spam: The Clever Zone UK

7. December 2011

More financial spam sent to individuals but at corporate addresses to try to bypass the UK's anti-spam laws. Again, it's "The Clever Zone" and this time it's advertising low rate mortgages.

Financial Spam: Great Sky Loans

17. July 2011

Product: Loans

Company: purports to be "Great Sky Loans."

Objection: UCE meets no anti-spam legal requirements. Also uses an anonymous e-mail service (sky.com) to collect responses.

Financial Spams: Global Financial Solutions, UK

16. July 2011

Product: loans
Sender Purports to be Global Financial Solutions, UK
Objections: originates from fake e-mail address
Does not comply with anti-spam laws for UK
Appears to be intended for individuals despite being addressed to corporate e-mail addresses.

Financial Spams: HSBC & ING mortgages

16. July 2011

Product promoted: Remortgage at 2.39% with ING | Fee-free mortgages from HSBC
Promoter: TheCleverZone.co.uk

Objection: Sent to corporate address (to pretend compliance with UK law) but clearly targeted at individual (UCE not permitted)

Financial Spams: Nationwide (UK) Credit Cards

15. July 2011

Product promoted: Nationwide (UK) Credit Cards
Promoter: EMi Promotions of 25 Naylor Road, London, N20 2HN
Objection: untrue representation that victim is registered with spamming company (to pretend compliance with UK law).
Sent to corporate address (to pretend compliance with UK law) but clearly targeted at individual (UCE not permitted)

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